Mortgage refusal due to spray foam in the roof void
Why it happens here
Lenders and surveyors treat spray foam as a risk because it can hide rot and restrict ventilation. In Yeovil Town Centre, where many terraces were insulated cheaply, this is now the single biggest reason sales fall through.
Our approach
We extract the foam, inspect and document the timbers, and issue a report with photographs and moisture readings that lenders accept. Most remortgages unblock within a week of the report being issued.