Mortgage refusal due to spray foam
Why it happens here
Lenders treat spray foam as a high-risk material because it can hide structural problems and trap moisture. Surveyors acting for lenders will often recommend a specialist report, which can lead to a refusal until the foam is removed.
Our approach
We remove the foam and provide a full report with before-and-after photos. We also confirm that the roof void meets ventilation requirements. This gives the lender confidence to proceed.