Mortgage refusal due to spray foam in the loft
Why it happens here
Lenders and surveyors have tightened their rules on spray foam over the last few years. In Summerlands, where many lofts were foamed a decade ago, this is now the single biggest reason sales fall through. The foam itself is not always defective, but lenders treat it as a risk.
Our approach
We remove the foam and provide a detailed report with before and after photos, plus confirmation that the timbers are sound. That gives lenders and surveyors the evidence they need to proceed. We have helped dozens of Summerlands sales complete this way.